First Investment Property
A young corporate couple owned a property worth $950,000 with a mortgage of $620,000. They had $80,000 in savings and wanted to use this money towards the purchase of an investment property for $500,000.
Next Home
A couple with a young family sought advice on whether they could achieve their dream of upgrading to a larger family home with more land. They knew that they had a lot of equity in their existing home as they had paid off most of the debt, but they were unsure of their borrowing potential […]
Portfolio Investor
An established investor presented to the team with a Portfolio of 5 investment properties. He was looking to purchase a sixth property but had an application declined by his current lender, as they deemed, he had insufficient income to afford the debt of a new investment property. In addition, the client was unsure about the […]
Refinance
Established couple in their mid-50’s approached Vision with two properties under finance: their home and an investment property. The client’s accountant had advised them to review their loan structure. We identified that the clients had 3 loans in total: one home loan (secured against their home) and two investment loans (one secured against their home […]
First Home Buyer – Parental Guarantee
The clients were an engaged couple looking to enter the property market and purchase their first home. The female client’s parents had been long term clients of Vision and had referred them through to the team to discuss whether they would be able to purchase a $650,000 apartment with a savings of $20,000. Both clients […]
First Home Buyer
A single female was looking to purchase her first home. The properties she liked were priced between $650,000 – $700,000. She had saved a deposit of $33,000 and her parents were happy to gift her $30,000 towards the purchase. At the time, the property market was very strong and property prices were increasing. She believed […]