Realising your property Vision
Allow our experienced Mortgage Brokers to guide you through the maze of lenders and loans.
Schedule your free discovery call here

“Buying a home should be simple. It should be an exciting and empowering time in your life. Good advice is everything”.
Kat Lagos
Director
“Buying a home should be simple.
It should be an exciting and empowering
time in your life.
Good advice is everything.”
Kat Lagos
Director
Your Journey
Step 1
Discovery
Quick and easy,
we’ll get you ready.
Step 2
Choose
Be guided, the best
lender and loan for you.
Step 3
Submit
Online, easy
and secure.
Step 4
Approved
Congratulations,
the home is yours!
We invite you to get started
Our Client Experience
Our Service
Your vision is about buying your first home, acquiring your next dream home, or building the Property portfolio that will be your ticket to financial freedom. Getting the right loan is an important stepping stone to achieving this goal, and this is where we can assist. Since 2002, we have been guiding our clients through this journey. From first time home buyer to astute investor, we drive the process and work with your chosen lender to get your loan approved. You can relax knowing that you have the most suitable and competitive loan to meet your needs.
We Deliver
- An experienced, specialised team to support you through each stage
- Simple language and easy to use industry leading online portal
- Access to more than 30 lenders and the most competitive interest rates
- Timely approvals
- An ongoing relationship built on trust and exceptional service
Get started today
Or call: 1300 363 677

Let Us Explain
More Questions?
Is there a fee for our services?
No. Our fees are paid direct from the lender when the loan is settled.
As we’ve done all the work on the lender’s behalf, they are happy to pay us and hence our services to you are free.
How long will it take for a loan approval?
This can vary greatly depending on which lender you choose.
From submission, the range could be from 2 days to 2 weeks. If your preferred lender has a long service time, we’ll let you know this upfront.
Do I need a loan pre – approval?
A pre-approval means that the lender has completed an initial assessment of your application and approved it, subject to certain conditions being met. For most clients, this helps them to feel more confident when buying a property and will certainly make you a stronger buyer from a real estate agents’ perspective.
If you’ve found your dream home already, don’t worry – give us a call and we’ll give you the information you need to start negotiations straight away!
Will a Broker get me a better rate of interest?
Yes, most often. It is our Broker’s responsibility to get you the best rate possible.
We can work between lenders’ to ensure they are competing against each other for your business.
How much can I borrow?
Your borrowing capacity is assessed based on your family structure, your income, and your liabilities.
Also, the lender policy can affect how much you can borrow. Our Brokers can guide you to the most suitable lender to maximise your borrowing capacity if needed.
Is a variable or fixed rate better?
Variable will give you flexibility, but your repayment will vary if the rate goes up or down.
Fixed will give you lots of stability, but you may be limited with redraw, offset and additional repayments. When interest rates look like they are increasing, fixed can be more attractive.
Splitting the loan and having part fixed and part variable is also a great option.
Our Brokers can guide you through the options to work out which is best for you.
Are all lenders' the same?
Definitely not!
Lenders have different interest rates, fees and can offer different loan features.
More importantly, their lending policy can vary greatly: meaning one lender may approve your loan whilst another may decline it. Working with our Brokers will ensure that your chosen lender will accept all aspects of your application whilst delivering you a competitive interest rate.
Are all Brokers the same?
Not in our opinion! The best ones have a proven track record of building long term relationships with their clients, providing ongoing service as well as providing high level advice for any stage of the loan journey.
Arrange a free chat with us today
Are you ready to make your property vision a reality?
Contact us today to learn about your options.
It’s never too early or late to get the ball rolling.

1300 363 677

clientconcierge@visionfinance.com.au

3/84 Mount Eliza Way Mount Eliza Vic 3930